Stephen Gaynor
215-335-0807



Barbara Kirsch
215-335-1056

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 Phila's premier real estate service with homes for sale in Phila PA Bucks and montgomery counties,first time buyer tax credit,buying a home,getting started home ownership,buyer agent,fha financing,how do I buy a home?,thousands of homes
Here is good news out of Washington. The first time home buyer tax credit has been extended and the program modified !!!!!
The family income threshold has been increased to $225,000 A new "move-up" tax credit of $6,500 has been put in place effective 12/1 for existing home owners to sell and buy a different home provided they have lived in their existing home for 5 of the last 8 years. Welcome to YOUR website We hope you find it useful. You can now check our office listings or go the the MLS listing search. When you are done,If you are thinking of buying or selling a home? Give me a call I provide you the personalized service that you deserve - I sell homes one at a time and I appreciate the opportunity to work with you! Thanks, Steve Gaynor

Re/Max Eastern
Stephen Gaynor
7908 Frankford Ave
Phila, PA 19136
direct line (215)-335-0807
fax (215) 333-6614 Email: sgaynor@aol.com


If you are a first time buyer or have limited funds to work with-FHA financing may be well worth considering low downpayment(3.5%) and seller may contribute up to 6% of sale price toward buyers closing cost!!!!!!!!


SELLERS VERY IMPORTANT!
If you going to sell your home in today's market. You may want to consider that over the past two years home prices have adjusted downward about 11 percent. Overall sales in the the three county area of Philadelphia,Bucks and Montgomery counties have slowed but homes are still selling providing that they are priced right and given proper exposure. Almost half of the homes being sold are whats known as "distressed" properties meaning bank owned,pre-foreclosure and short sales. While many of these homes are priced below market, many of these homes are not in prime condition and may be difficult to finance. So ifc you want to sell your home: price it right and make it show as well as possible.Remember that many buyer are looking for the first time and are looking for a dream home that they can move right into. Also if your home is not priced right from the start you may lose thousands of dollars in the long haul.


BUYERS!Opportunity of a lifetime for First Time Buyers

For aspiring home owners who find their goal stubbornly elusive, newly enacted legislation providing a tax credit of as much providing a tax credit of as much as $8000.00 for first time home buyers might just be the opportunity of a lifetime.
.
But like so many of the good things in life, time is of the in today essence for buyers who want to take advantage of this opportunity. Only homes purchased on or after April 9,2008 and before December 1,2009 are eligible Between FHA, seller assistance, gifts and tax credit it may still be possible
to purchase a home with very little cash out of pocket. if you would like more information please give us a call at 215-335-0807 or 215-335-1056


Please try and think of buying a home as a process. It is essential to talk with a lender and get pre-qualified this way you will know what you can afford and establish a comfortable price range.The next step is to get an idea of what kind of homes are available.You can begin that search here.Automatically receive personalized MLS listings by e-mail. Simply choose "MLS LISTINGS" button and fill in the requested information.Or, you can check out all Re/Max eastern listings by simply clicking the "Our Listings" Button.Please help me in search for you home by giving me some input as to what kind of home(twin ,single,row,ect) with several neighborhoods that you are interested in. I will send you detailed information including the address of these fine homes.Also if you are currentley working with an agent,Please let you agent contact us for showings.this is the proper way to visit listings.





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